Living frugally means being in control of your finances, which can sometimes feel like a full-time job as your life continues to get busier. Who has the time to do all of the little things to save money, like clipping and using coupons or finding ways to cut costs...

You don’t need to be a math whiz or expert in personal finance to improve your financial situation, according to Brad Klontz, PsyD, a financial psychologist and director of research at H&R Block Dollars & Sense. And you don’t need to make dramatic...

What Is a Payday Loan? A payday loan is a type of short-term borrowing where a lender will extend high interest credit based on a borrower’s income and credit profile. A payday loan’s principal is typically a portion of a borrower’s next paycheck. These loans charge...

What Is Insurance? Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients' risks to make payments more affordable for the...

Loan contracts come in all kinds of forms and with varied terms, ranging from simple promissory notes between friends and family members to more complex loans like mortgage, auto, payday and student loans. Banks, credit unions and other people lend money for...

An entrepreneur loan is a personal loan to an entrepreneur and it can be used to finance investments in the share capital of a limited company and/or in the fund of invested unrestricted shareholder’s equity. An Entrepreneur Loan can also be used to finance purchases...

Recent figures have shown that nearly one out of every ten American adults have borrowed money in the form of a payday loan. The lenders often prefer to use the softer “short-term loan” or “small-dollar loan” labels. Payday lending is part of a $9 billion industry...